WHAT KIND OF DOCUMENTS ARE REQUIRED FOR A LOAN?

1.	Bank account numbers (savings and checking), stock account numbers, balances, and addresses of all financial institutions you normally deal with;
2.	Addresses for the past 2 to 10 years of residence, including the dates occupied and the names and addresses of previous landlords;
3.	Employment history for the past 2 to 10 years, including dates and addresses;
4.	Social Security numbers, drivers license numbers, and credit card numbers;
5.	All records pertaining to current debt, including car loans, bank loans, and credit cards;
6.	Pay stubs for the previous two pay periods, along with amounts for items such as bonus, overtime, and tips;
7.	Value of all assets you currently have, including cash, furniture, cars, and insurance policies;
8.	A check for the appraisal, credit report, and loan application fee;
9.	Lease agreement for your current home if it is rented;
10.	A copy of the sales contract on the home in which you are interested in purchasing;
11.	Names and addresses for any previous debts that you incurred and have completely paid off;
12.	Records supporting all additional sources of income, including child support, alimony, pensions, social security, etc.;
13.	Your current and previous year's tax return.

MORTGAGE Q&As


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