1. Bank account numbers (savings and checking), stock account numbers, balances, and addresses of all financial institutions you normally deal with;
2. Addresses for the past 2 to 10 years of residence, including the dates occupied and the names and addresses of previous landlords;
3. Employment history for the past 2 to 10 years, including dates and addresses;
4. Social Security numbers, drivers license numbers, and credit card numbers;
5. All records pertaining to current debt, including car loans, bank loans, and credit cards;
6. Pay stubs for the previous two pay periods, along with amounts for items such as bonus, overtime, and tips;
7. Value of all assets you currently have, including cash, furniture, cars, and insurance policies;
8. A check for the appraisal, credit report, and loan application fee;
9. Lease agreement for your current home if it is rented;
10. A copy of the sales contract on the home in which you are interested in purchasing;
11. Names and addresses for any previous debts that you incurred and have completely paid off;
12. Records supporting all additional sources of income, including child support, alimony, pensions, social security, etc.;
13. Your current and previous year's tax return.


What is a Loan that Originated in a Portfolio?
What is the "Secondary Market"?
What Kind of Documents are Required for a Loan?
What is a Credit Check and Who Performs Them?
What Does a Lender Have to Disclose to You by Law?
What is PITI?
Why Do I Need Private Mortgage Insurance (PMI)?
Where Do I Get Private Mortgage Insurance (PMI)?
What is an Interest-Only Loan?
What are the Limits on FHA Loans?
What Is Seller Financing?
What are the Primary Institutions of Money and Mortgages?
What is the Advantage of Using a Broker for my Home Loan?

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Type of Loan

Mortgage Refinance
Home Equity Loan or Line
Debt Consolidation
New Home Loan

In what state is the property in question located?

What is the property type?

Historical Federal Funds Rate

30-Year Fixed Rate -

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15-Year Fixed Rate -

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*National Rates